Q Pay - ICANIO Technologies
Q Pay
Platform Developed
Overview
Millions in rural and remote regions lacked access to reliable digital financial services. QPay, built with Flutter, NodeJS, ReactJS, MongoDB, and Neo4j, provides money management, utility payments, recharges, and EMI handling in one secure app. With referral incentives, admin tools, and merchant enablement, it boosts adoption, transparency, and financial inclusion at scale.
Problem
- A large segment of the population, especially in rural and underserved areas, faces major hurdles in accessing secure and user-friendly digital financial services.
- Challenges include the absence of a unified platform for essential transactions, low digital awareness, distrust in online payments, and lack of infrastructure
Solution
- All-in-One Financial Platform: Delivered a mobile app offering core features like Add Money, Send Money, Withdrawals, and Referral Wallet Transfers—streamlining personal financial management in a single interface.
- Admin Tools & Operational Control: Equipped administrators with dashboards for real-time monitoring, notifications, cash gifting, and dispute resolution to ensure faster support and platform stability.
- Inclusive Growth Model: Enabled organic expansion through referral incentives and merchant onboarding—promoting financial inclusion and digital access in rural and underserved regions.
- Comprehensive Payment Suite: Integrated services for bill payments (Electricity, Gas, Water, Broadband), mobile recharges, DTH, FASTag, and loan repayment—making Q Pay a one-stop solution for everyday financial needs.
Key Business Outcomes
- Exponential Growth Through Referral Network: QPay’s 9-level referral system enables viral expansion with recurring rewards, driving user acquisition while lowering customer acquisition cost.
- Operational Visibility & Faster Resolution: Real-time admin dashboards, transaction summaries, dispute tracking, and push notifications ensure transparent monitoring
- Financial Inclusion at Scale: With a unified payment platform and merchant enablement features, QPay empowers underserved communities, and facilitates cashless transactions.
Technology
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Office Locations
Zamin Pallavaram, Chennai,
Tamil Nadu - 600117
Address
Sathankulam Road, Nazareth,Tuticorin,
Tamil Nadu 628617.
#5056 Claymont,
DE 19703, United States.
#20-11 Tong Eng Building,
Singapore 069 533.
Centre
Margoschis Road, Nazareth,
Tamil Nadu 628617.
Centre
North Main Road, Tirunelveli,
Tamil Nadu - 627007
Centre
Zamin Pallavaram, Chennai,
Tamil Nadu - 600117
Sathankulam Road, Nazareth,Tuticorin,
Tamil Nadu 628617.
#5056 Claymont,
DE 19703, United States.
#20-11 Tong Eng Building,
Singapore 069 533.
1st Floor, A-28, Thiru.Vi.Ka Industrial Estate, Guindy, Chennai 600032, Tamil Nadu.
Margoschis Road, Nazareth,
Tamil Nadu 628617.
North Main Road, Tirunelveli,
Tamil Nadu - 627007
Sathankulam Road, Nazareth,Tuticorin,
Tamil Nadu 628617
#5056 Claymont,
DE 19703, United States.
#20-11 Tong Eng Building,
Singapore 069 533.
Centre
Margoschis Road, Nazareth,
Tamil Nadu 628617.
Centre
North Main Road, Tirunelveli,
Tamil Nadu - 627007
Centre
1st Floor, A-28, Thiru.Vi.Ka Industrial Estate, Guindy, Chennai 600032, Tamil Nadu.